Financial literacy for 16 to 28 year olds. Australia first.
Learn how money actually works. Then practise on real markets, with none of your own money.
Founding member spots are limited. Be one of the first 1,000.
Launching in Australia first: international interest welcome.
The receipts
Nobody taught them. Everyone's stressed. They want to learn.
1 ASIC Young People and Money survey snapshot, 2021 (3,000 Australians aged 15 to 21) · 2 ASIC Gen Z research, 2023
Why we exist
We had 56 conversations with young Australians and their parents, and surveyed 70 more. When we asked what stops them investing, the top answer wasn't risk. It was not having a clue where to start.
"I just spent it on dumb shit."
"I wasted $29,000 by the time I was 19. Nobody ever taught me what money was worth."
"What's an ETF and how do I buy one?"
Real quotes from Akrue's own research conversations, shared with consent. Read why nobody teaches young Australians about money
Before the market
You can't invest what you never managed to keep. Track one is Survive: payslips, tax, super, rent, debt. The stuff school skipped and your first pay assumes you know.
I'm Mystery. We sort the everyday money stuff first: then we hit the market and take me out of it. That's the whole deal.
What you'll get
Payslips, tax, super, rent, debt: the money basics nobody taught you. Learn to keep money before you learn to grow it.
Short, interactive lessons that actually test you. No textbooks, no jargon.
Your employer pays super on top of your wage, or out of it?
Trade with live ASX and US market data using simulated money. Build real strategies, make real decisions, risk nothing.
Learn and trade alongside your friends. Compare strategies and climb the leaderboard together.
LP = learning points. Lessons and streaks score. Returns don't.
Your journey
Where your money actually goes, and how to keep some of it.
Real markets, simulated money, zero risk.
Why things move, and what it means for you.
Walk into your first real investment knowing exactly what you're doing. Wherever you choose to make it.
Why this lasts
What you keep is knowing what's being said, in every financial conversation you'll ever sit in. Every one of these rooms is coming. The only question is whether you'll be guessing.
Your account, your business
Not your trades. Not your score. Not whether you opened it.
Your account is yours, and we don't sell your data. Ever.
Your guide
The shaggy monster you'll see around the place is Mystery: your guide through all of it. Every chart, every jargon word, every "wait, why did that happen?". Mystery explains it in plain English, right when you need it.
G'day. I'm Mystery. Your job is to take me out of the market. My job is to make that easy. Fair warning: I explain everything.
The name's the mission: by the time you're done, there isn't any.
Gift · 12 months
A real card. Never auto-renews. The code never expires. Their year starts when they start.
Give AkrueFor workplaces & organisations
Grad programs, apprentices, clubs, TAFEs. You see participation. You never see accounts.
Register your organisationFree tools
Payslip Decoder is live now. Runs on your device, nothing stored, no email needed.
Decode your payslipFAQ
No fine print you need a law degree for.
No, because there is no money on Akrue. You learn to invest in a simulator that uses real ASX and US market data with simulated money. You can't deposit money, you can't buy real shares, and you can't lose a cent while you learn.
No. Akrue provides general financial education only. It is not financial advice and does not take your personal circumstances into account. Akrue Pty Ltd does not hold an Australian Financial Services Licence (AFSL). We teach how things work: we never tell you what you should do with your money.
Akrue is built for 16 to 28 year olds in Australia. The minimum age to create an account is 16.
No. Even if they bought it for you. Your account is yours: parents can't see your trades, your scores, or whether you opened the app. We also never sell your data.
Yes: 7 days, no card required. The trial includes the full simulator plus Season 1 of both tracks: Survive (payslips, tax, super) and Invest. Full membership pricing will be announced before launch.
No. Nobody can invest real money through Akrue. There's no brokerage, no trading account, and no money movement of any kind. When you're ready to invest for real, that happens somewhere else, on your terms.
Not ready to wait?
55 lessons on payslips, tax, super, budgeting and investing basics. One payment, instant checkout.
See the 6-Week ChallengeJoin our founding members: the first 1,000 people who believed you don't need to be wealthy to start investing wisely.
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